United healthcare medical policies

It’s a question you naturally might ask, especially if you’re generally healthy. But there are many reasons for having health insurance. Learn why getting health insurance may be one of the most important choices you make.

Want to know more about insurance plans and coverage? Let's take a look.

What should you know about open enrollment?

You may have heard the term open enrollment, but what is it and what should you know when you're choosing a plan?

Does health insurance cover prescription drugs?

Find out what a Prescription Drug List (PDL) or formulary is — and how it may affect coverage for medications.

What are premiums, deductibles and copays?

Get the scoop on how these different types of health insurance costs work and how they may affect your budget.